Equipment Financing hero

Equipment Financing — Finance What Powers Your Business

Trucks, HVAC systems, medical equipment, construction machinery — finance up to 100% with flexible terms up to 84 months.

✓ Direct Lender ✓ Up to $20M ✓ All Industries ✓ Bad Credit OK ✓ No Hard Pull

See Your Options in 60 Seconds

No hard credit pull · Direct lender · All industries
No hard credit pull · Funding in as fast as 24 hours for qualified applicants

Application Received

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Up to $20M Funded
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Hour Funding Available
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Industries Served
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Min Credit Score OK

Why Equipment Financing

Finance the equipment your business needs — without draining working capital. SMB Capital Funding is a direct lender — we underwrite and fund in-house.

Finance Up to 100%

Finance the full purchase price of new or used equipment with approved credit.

Equipment Up to 20 Years Old

Older fleets and machinery considered — subject to underwriting.

Terms Up to 84 Months

Spread payments over up to 7 years to preserve working capital.

All Equipment Types

Trucks, HVAC, dental chairs, CNC machines, construction equipment and more.

Browse by Industry

We fund businesses in every industry — select yours to see state-specific programs.

Browse by State

State-specific Equipment Financing programs — click your state for local options.

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

SMB Capital Funding is a DBA of CHC Capital Group. All funding products are subject to underwriting approval. Rates, terms, and availability vary based on business revenue, time in business, and creditworthiness. Funding as fast as same day is available for qualified applicants only and is not guaranteed. Not available in all states. This is not an offer of credit.

Ready to apply for Equipment Financing?

Apply Now — No Hard Pull