Real Estate-Backed Business Loans hero

Real Estate-Backed Business Loans for Your Business — Fast, Direct, No Brokers

Cover payroll, restock inventory, bridge cash gaps, or seize a growth opportunity. SMB Capital Funding is a direct lender — we make the decision in-house, no middlemen.

✓ Direct Lender ✓ Up to $20M ✓ All Industries ✓ Bad Credit OK ✓ No Hard Pull

See Your Options in 60 Seconds

No hard credit pull · Direct lender · All industries
No hard credit pull · Funding in as fast as 24 hours for qualified applicants

Application Received

A funding specialist will be in touch shortly.

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Up to $20M Funded
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Hour Funding Available
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Industries Served
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Min Credit Score OK

Why Real Estate-Backed Business Loans

Use your real estate equity to access business capital — $100K to $2M. SMB Capital Funding is a direct lender — we underwrite and fund in-house.

Direct Lender — No Brokers

We fund with our own capital. No middlemen, no runaround, no file shopping.

Decisions in Hours

Most applications receive a decision same day. Funding as fast as 24 hours for qualified applicants.

Up to $20 Million

Working capital lines from $10K to $20M depending on revenue and business profile.

All Credit Profiles

500+ FICO considered. Revenue and cash flow history matter most.

Browse by Industry

We fund businesses in every industry — select yours to see state-specific programs.

Browse by State

State-specific Real Estate-Backed Business Loans programs — click your state for local options.

Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming

SMB Capital Funding is a DBA of CHC Capital Group. All funding products are subject to underwriting approval. Rates, terms, and availability vary based on business revenue, time in business, and creditworthiness. Funding as fast as same day is available for qualified applicants only and is not guaranteed. Not available in all states. This is not an offer of credit.

Ready to apply for Real Estate-Backed Business Loans?

Apply Now — No Hard Pull