Working Capital for Restaurant Businesses in New York
Restaurant businesses in New York often face cash flow gaps between invoices and expenses. Our working capital solutions give you fast access to funds to keep operations running smoothly — even when your credit score isn't perfect.
Whether you need funds for equipment, payroll, inventory, marketing, or expansion — CHC Capital Group has flexible programs built specifically for Restaurant businesses operating in New York. As a direct lender with capacity up to $20 million, we underwrite and fund in-house with no brokers and no middlemen.
Why Restaurant Owners in New York Choose CHC Capital Group
- ✅ Cover payroll and overhead
- ✅ Buy inventory fast
- ✅ Bridge slow seasons
- ✅ No asset liens required
- ✅ Repay as you earn
Traditional banks require 2+ years in business, strong credit scores, and extensive documentation. CHC Capital Group takes a different approach — if your Restaurant business in New York has consistent monthly revenue, you likely qualify regardless of your credit history. We've funded thousands of businesses that banks turned down.
Get Your Restaurant Business Funded Today
Bad credit is not a dealbreaker. Apply in 60 seconds and get a decision today.
Apply Now — Free & No ObligationFrequently Asked Questions
Do I need good credit to get funding for my Restaurant business in New York?
No. CHC Capital Group's programs are based primarily on your monthly revenue. We accept credit scores as low as 500 and focus on your business performance, not your personal credit history.
How much can a Restaurant business qualify for?
Funding amounts range from $5,000 to $20 million depending on your monthly revenue. Most Restaurant businesses qualify for 50-150% of their average monthly deposits.
How fast can I get funded in New York?
Same-day funding is available for qualified applicants. Most businesses receive funds within 24-48 hours of approval. Apply now and you could have money in your account today.
What documents do I need to apply?
To start, just fill out the form above. If you qualify, we'll typically ask for 3 months of bank statements and a voided check. No tax returns or collateral required for most programs.
Is CHC Capital Group a direct lender?
Yes. CHC Capital Group lends its own capital — up to $20 million per deal. We are not a broker. Your application is underwritten and funded entirely in-house, which means faster decisions and better terms.