Revenue-Based Financing — Repay as a % of Sales

No fixed monthly payment. Repayment flexes with your revenue. Built for businesses with strong sales but uneven cash flow.

✓ Direct Lender ✓ Up to $20M ✓ All Industries ✓ Bad Credit OK ✓ No Hard Pull

See Your Options in 60 Seconds

No hard credit pull · Direct lender · All industries

No hard credit pull · Funding in as fast as 24 hours for qualified applicants

✓

Application Received

A funding specialist will be in touch shortly.

Why Revenue-Based Financing

Repay as a percentage of revenue — flexible by design. SMB Capital Funding is a direct lender — we underwrite and fund in-house.

Payments Flex With Revenue

Slow month? Lower payment. Strong month? Pay more. Built for seasonality.

No Fixed Monthly Obligation

Repay as a percentage of revenue — never a fixed amount that strains cash flow.

Fast Approval

Most decisions within hours. Funding in as fast as 24 hours.

High Approval Rate

Revenue-based programs approve businesses that traditional banks decline.

Browse by Industry

We fund businesses in every industry — select yours to see state-specific programs.

📊Accounting 🔧Auto Repair 💅Beauty Salon 🧹Cleaning Service 🏗️Construction 🦷Dental 🛒E-Commerce 🚚Food Truck 🏪Franchise 💪Gym & Fitness ✂️Hair Salon 🏥Healthcare 🏨Hotel & Hospitality ❄️HVAC 🛡️Insurance 🌿Landscaping ⚖️Law Firm 🏭Manufacturing ✨Medical Spa 💅Nail Salon 🐛Pest Control 💊Pharmacy 📷Photography 🔨Plumbing 🏘️Real Estate 🍽️Restaurant 🛍️Retail 🏠Roofing 👥Staffing 💻Technology 🚌Transportation 🚛Trucking 🐾Veterinary 📦Wholesale 🧘Yoga Studio 💼Small Business 🚀Startup 🏪Franchise Owner ⭐Minority-Owned Business ⭐Women-Owned Business 🎖️Veteran-Owned Business 🤝Nonprofit Organization 🏡Home Service 📦Logistics 📣Marketing Agency 🖥️IT Services 👶Childcare ❤️Senior Care 🕊️Funeral Home 🚗Car Dealership 🖨️Printing

Browse by State

State-specific Revenue-Based Financing programs — click your state for local options.

SMB Capital Funding is a DBA of CHC Capital Group. All funding products are subject to underwriting approval. Rates, terms, and availability vary based on business revenue, time in business, and creditworthiness. Funding as fast as same day is available for qualified applicants only and is not guaranteed. Not available in all states. This is not an offer of credit.