Never miss payroll again. SMB Capital Funding is a direct lender — we make the decision in-house so you can cover payroll on time, every time.
Cover payroll on time, every time. SMB Capital Funding is a direct lender — we underwrite and fund in-house so your team gets paid without delays.
We fund with our own capital. No middlemen, no runaround, no file shopping.
Most applications receive a decision same day. Funding as fast as 24 hours for qualified applicants.
Payroll funding lines from $10K to $20M depending on revenue and business profile.
500+ FICO considered. Revenue and cash flow history matter most.
We fund payroll for businesses in every industry — select yours to see state-specific programs.
State-specific Payroll Funding programs — click your state for local options.
SMB Capital Funding is a DBA of CHC Capital Group. All funding products are subject to underwriting approval. Rates, terms, and availability vary based on business revenue, time in business, and creditworthiness. Funding as fast as same day is available for qualified applicants only and is not guaranteed. Not available in all states. This is not an offer of credit.
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